How to Prepare Now

Is buying a home this year one of your goals? Or maybe you had plans to jump into house hunting this spring but COVID put that on hold? I’ve had several buyers reach out to me recently asking what they could do to prepare now while they have a little extra time at home on their hands, so I’m sharing my answers with here with everyone!

START THE PRE-APPROVAL PROCESS | This can be done completely remove via internet, phone + Zoom meetings. A lender will help you determine what you qualify for, show you how purchase prices translate to monthly payments, set expectations on what you need to save for down payment and closing costs, and can give you pointers on anything else you can do now to put yourself in the best position when the time comes. You HAVE to be fully pre-approved before you can go shopping, so if you get this out of the way now, you can hit the ground running whenever the timing is right for you!

BROWSE HOMES ONLINE | Get your feet wet checking out different houses and neighborhoods. It’s always good to get a feel for what is out there at different price points in different areas. Right now most agents are adding 3D interactive tours and videos to their listings too, so you’ll be able to get as close to being inside the home as possible!

MAKE A LIST OF NEEDS AND WANTS | These can vary so much, and are really about what is most important to you. These lists don’t have to be crazy long and it’s best to have a little flexibility when you start searching. About five or so in each category is a great place to start!

MEET WITH ME ON FACETIME OR ZOOM | Of course I prefer to meet with people in person, but given the current circumstances, we have to adapt. I can listen to what your goals are, fill you in on the market, walk you through what the buying process looks like, answer any questions you have...then will mail you a buyers packet with a bunch of helpful information!

If you’re thinking about buying soon or down the road, send me a message! Would be happy to chat more or get you a local lender rec! 👋🏼