Getting pre-approved is one of the first steps in the homebuying process. It is important to work with a lender to establish a solid price range and to be comfortable with what potential monthly payments would be. A pre-approval letter is also required when submitting an offer on a home.

You should select a lender that you can trust who has a history and reputation of smooth and successful transactions. Here are some attributes of a good lender:

Is familiar with the local market and Colorado’s contract, dates and deadlines | Takes the time to explain the lending process and sets clear expectations of costs | Provides different loan options and explains the pros and cons of them | Does a thorough pre-approval to include collecting all necessary documents | Is available on evenings and weekends when you will be shopping for homes to run numbers or update your pre-approval letter | Calls a listing agent on your behalf when you are submitting an offer on a home to advocate for you and the solidity of your financing | Ensures all dates and deadlines are met | Treats you well and is service-oriented to ensure a smooth and stress-free transaction

My preferred lenders are the Strive Mortgage Team – They are local in Denver and have over 25 years of combined experience in our market. They have taken great care of buyers I have worked with in the past, always meet deadlines, and have never told someone they would be able to buy a home and had them not be able to close. Their brokerage, West Way Lending, is the official lending partner of West + Main Homes, which means super competitive rates + exclusive pricing for mutual clients.

Click here to get started or check out their website to learn more about them and the mortgage process!